Do you have an emergency fund?

Does your business?

We know as a part of personal finance that it’s important to have an emergency fund. It’s a good idea to have at least a month in savings if an unexpected rainy day comes up. Ideally, you’ll have at least 6 months of expenses tucked away just in case things take an unexpected turn, as life often does. But many business owners do not have a similar set up for business. Why is this? Many businesses can be subject to seasonality or cyclical demand for their products. Unexpected expenses can come up in the form of equipment breakdowns, regulatory changes and even unexpected orders from clients.

It’s important that you make sure you have the cash flow or an emergency fund to deal with these issues as they come up. But what happens if you don’t? Think about how that would affect your business for a second.

The implications and outlooks of this possibility aren’t pleasant. However, this is where Qualifunds can help. If you need working capital during the slow season or just when you need it, you can apply with us to get through the slump. Apply today

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